This benefit essentially provides cover against expenses for 526 types of surgeries. Benefits also include annual increases in benefits as well as allowing the insured to draw up to three times the value of the policy.
This benefit pays up to Rs. 12,500 per day for every day spent in hospital to the policyholder and his family, including children over six months of age. In addition, Rs. 5,000 is paid per day for Intensive Care Unit treatment irrespective of the daily benefits. Further claims are settled without submission of any bills.
This benefit covers the whole family against 36 critical illnesses, and provides financial support for treatment either in local or overseas hospitals.